So if its not bad enough that folks now days are trying to make it but along comes a new scam. No one likes to have their credit flagged or have their credit score go down. Well it seams like the scam artists are profiting off of this. What are they doing? Well picture this you get a call from a nasty debt collector who tells you your credit is going to be marked and you will now have a red flag and only because you owe $20. or $40. Now it doesn't ring a bell but hey for that low amount your not going to risk trashing your credit so you pay it.

Most collections agency's will be more then happy to take your credit card number or your checking account information and close out your debt. Well most scam artists will also be more then happy to take the same information. Except the scam artist wont "fix" your credit they will destroy it. So if you should get a call from a collection agency then before you hand them all of your information check them out. Make sure your paying for something that you actually know you owe.