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Universal Health Care Plan

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Smartmom's picture
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So I got this email and I thought really so I went and investigated:

Subject: THE $50,000 QUESTION

I did think to ask this question & did not see the program.If they are

willing to abide by the health care plan ,then I'm all for it

FINALLY....THE $50,000 QUESTION WAS ASKED !!!!!.....

YESTERDAY ON THE "ABC..OBAMA SPECIAL ON HEALTH ARE"......OBAMA WAS ASKED

"MR. PRESIDENT WILL YOU AND YOUR FAMILY GIVE UP OUR CURRENT HEALTH CARE PROGRAM AND JOIN THE NEW "UNIVERSAL HEALTH CARE PROGRAM THAT THE REST OF US WILL BE ON ????....."

OBAMA IGNORED THE QUESTION (as usual) AND DIDN'T ANSWER IT !!!.....

A NUMBER OF SENATORS WERE ASKED THE SAME QUESTION AND THERE RESPONSE WAS...WE WILL THINK ABOUT IT !!!!

IT WAS ALSO ANNOUNCED TODAY ON THE NEWS THAT THE KENNEDY HEALTH CARE BILL"....HAS WRITTEN INTO IT - THAT CONGRESS WILL BE EXEMPT( FROM THIS GREAT HEALTH CARE PLAN)..................EXEMPT !!!!!

HOW ABOUT THOSE APPLES.....NOT GOOD ENOUGH FOR OBAMA OR CONGRESS.....BUT "OK" FOR THE REST OF US ????????

WE. ...THE AMERICANS NEED TO STOP THIS ...ASAP !!!!.... AND REVOLT...THIS is WRONG !!!!!

IF YOU AGREE PLEASE PASS THIS ON ....IF NOT PLAN TO SUFFER ( WITH THE OBAMA HEALTH CARE PLAN ....FOR FREE....WHILE OUR POLITICIANS TAKE CARE OF THEMSELVES...............

So I had to go check to see if it was real and I read this:

Dissecting the Kennedy Health Bill (The Wallstreet Journal)

The president is barnstorming the nation, urging swift approval of legislation that is taking shape in Congress. This legislation -- the Affordable Health Choices Act that's being drafted by Sen. Edward Kennedy's staff and the Health, Education, Labor and Pensions Committee -- will push Americans into stingy insurance plans with tight, HMO-style controls. It specifically exempts members of Congress (along with federal employees; the exemptions are in section 3116).

Members of Congress "enjoy the widest selection of health plans in the country," according to the U.S. Office of Personnel Management. They "can choose from among consumer-driven and high deductible plans that offer catastrophic risk protection with higher deductibles, health saving/reimbursable accounts and lower premiums, or fee-for-service (FFS) plans, and their preferred provider organizations (PPO), or health maintenance organizations (HMO)." These choices would be nice for all of us, but they're not in the offing. Instead, if you don't enroll in a "qualified" health plan and submit proof of enrollment to the federal government, you'll be tracked down and fined (sections 3101 and 6055).

So what are your thoughts are you for or against a Universal Health Care Plan?

I Averaged: 0 | 0 votes

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p to the izzle's picture
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Re: Universal Health Care Plan

I strongly disagree with fining people for not having health insurance. I went without health insurance form age 16 till about 6 years ago when I got my current job which supllies health insurance. If a person chooses to not have insurance that is their business. We deal with self pay patients all the time at work. It's sometimes easier than dealing with an insurance company. The only real disadvantage to not having insurance is in the case of a major medical catastrophe. For me since I don't go to the doctor and have a high deductable it would be the same price to file my insurance as it would be to just be self pay.

Now as far a National Health plan I'm on the fence still. Part of me sees it as a good thing but part of me is scared for what it will mean for our healthcare system. If anyone has ever had to deal with Medicaid you know my fears. If we do surgery on a Medicaid patient and we do a skin graft or a large complicated closure we can't see them again for something new for 90 days. So if you have to Malignant melanomas one gets done then you wait for three months hopng beyond all hope that it does not metastisize and kill you. When a member of my office went to a meeting with Medicaid she asked why Medicaid does not recognize claim modifiers that would allow us to treat the second cancer with no waiting period. Medicaids answer is that they are not an insurance company, they are a government agency.
Now if it runs like Medicare it won't be near as bad. Medicare does not have the same rules for claim modifiers. So you can get treatment everyday of the week if it were medically necassary. The only down side is that reinbursment is continually lowered for Medicare claims. Employees like me create a high overhead cost for the physician. If claims keep getting paid at lower rates I eventually won't have a job.
In Spain they have socialized health care. I have two perspectives on Spain's healthcare situation. One of my doctors took a trip to Spain to follow some doctors and talk to them about their healthcare system. They see National Healthcare patients for a few hours per day, take a long lunch, then see self pay patients in the afternoon. The wait for an appointment to have a Basal Cell Carcinamo removed for state run healthcare is abou three years. Yep, three years. The wait for self pay was a few weeks.
Now my brother in law is from Spain and he lives here. He does not have health insurance. When he needs medical care he flies back to Spain and gets it taken care of. So if it's so bad why would he fly back there to have surgery and other stuff done? Couldn't be that bad.
Bottomline is if done right it could be ok. They have to balance the needs of patients with the needs of physicians. Medical School is very expensive. There needs to be a good pay off for investing the time and money into their education. Otherwise the smart people will begin to choose other fields where pay is better and the government doesn't control your every move.

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Re: Universal Health Care Plan

So all over the country there have been some "Healthcare Townhalls" some have been very heated. Basically they are suppose to be talking about what is going on in our healthcare and what the reform bill is in Congress.

Most will not have a chance to attend a Healthcare Townhall but today there is one in my area. Now I will not be able to attend but they will show it live if anyone wants to watch it:

Tickets sold out for Delray Beach healthcare town hall

According to Congressman Robert Wexler's website, tickets to the event are no longer available.

Wexler will attend the event to answer questions on health care reform.

According to Wexler's website, the Congressman plans to talk about the health reform proposal in the House, which seeks to limit out-of-pocket expenses insurance companies can charge customers and discrimination against those with preexisting conditions.

Wexler's staff says he will also explain how the bill expands benefits for seniors under Medicare.

You can watch today's health reform town hall meeting live on www.wptv.com from 1 to 3 pm EST.

Now if your not available to watch it live I'm hoping they will have it in video clip to view later - I will be tied up in a webinar at that time so I wont be able to watch but I would love to.

Re: Universal Health Care Plan

219-212.... Can we move now? Because our voice clearly isn't being heard here...

---When once you have tasted flight, you will forever walk the earth with your eyes turned skyward, for there you have been, and there you will always long to return.---

Smartmom's picture
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Re: Universal Health Care Plan

I got this in a email this morning and thought it was great:

Now, let me get this straight......we're trying to pass a health care plan written by a committee whose chairman says he doesn't understand it, passed by a Congress that hasn't read it but exempts themselves from it, to be signed by a president who also is exempt from it and hasn't read it and who smokes, with funding administered by a treasury chief who didn't pay his taxes, all to be over seen by a surgeon general who is obese, and financed by a country that's broke.

What the heck could possibly go wrong? ~ Maxine

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Re: Universal Health Care Plan

I would like to know how it affects me personally. I admit I haven't really been following the ins and outs of this at all. Currently my son is without health insurance. My state offers a child insurance program but it's ridiculous, premiums are based on the amount of money you make, and according to them I make too much money to qualify for one of the lower premiums, so I have to pay the full premium which is $220 a month, (and increasese significantly every year, while my salary hasn't in the past couple of years) sorry but I can't afford that right now, I'm a single mom and at the moment I'm paying out $225 for a month for his braces. Don't these people realize that just because I make a decent salary that I also have other expenses to take care of? This is not what I call affordable. I'm wondering how Obama is going to make it easier for me to get my son insurance.

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Re: Universal Health Care Plan

Ok from what I gather and I may be wrong here because its as clear as mud right now. Your work would be required to pay 60% of your health care if you are full time (30 or more hours a week). Now that is if it has more then 50 employees (full and part time) or more then 5 if you are in construction. You are required to pay the additional 40% if your work is not paying it for you. You will also have to add your son because everyone will need insurance. I do not believe that your work will have to pay the 60% of his. If you do not take the insurance you will be fined (I've heard rumors it will be around $800.). Now this will not take affect till 2014 but your payroll taxes will go up now. How much the taxes go up I'm not sure.

Here is the advantages for you. If your paying 100% of your insurance you will now not have to your work will have to pay 60% again that is if your full time (over 30 hours) and if your company falls in the category of having to (more then 50 employees or more then 5 if construction). Either way you will have to have insurance on you and your son or be fined.

Again its as clear as mud so I maybe totally wrong. Anyone else know jump in.

In my opinion this plan totally sucks! At my office we currently pay 100% for our employees but I know some can't afford to add their families. Its just not good, again my opinion.

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Re: Universal Health Care Plan

My job pays for me, I pay a minimal contribution every month, it's so low I don't even notice it. If I was to add my son to my insurance in work it would be over $400 a month, so thats out of the question. So does that mean that with this plan they would have to pay $240 (approx 60%) of that $400? That still leaves me with a balance of $160 to pay every month? Thats still high for me. Yep this plan totally sucks, what the heck was he thinking?

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Re: Universal Health Care Plan

From what I hear NO they would not have to pay anything for your son. Now you might get a lower rate plan for the son via the gov. but I really don't know. Again the whole clear as mud thing. Sad

Mean while our payroll taxes go up - yay (not)!

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Re: Universal Health Care Plan

Oh yeah I'm sure I know what his "lower" rate means, probably $10 less a month.

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Re: Universal Health Care Plan

This article does an "ok" job of explaining things.
http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html



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